Local Lenders in Greater Portland & the Lakes Region

About Stephen Chard:

Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With Residential Mortgage Services you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Welcome To Homestead Mortgage Loans Inc.

As part of Homestead's commitment to best serving our customers we have become one of the few Maine owned companies that has been granted the authority to provide our clients with access to FHA, VA, and RD mortgages in addition to a huge suite of available conventional, jumbo and niche products.

Whether a customer is purchasing their first home, their retirement home or anything in between we'll help each borrower arrive at a financing decision best suited for their needs.

In the words of Vince Lombardi, "We are not remotely interested in just being good!"

Jim Skvorak
Senior Mortgage Advisor

Office (207) 893-2900 Ext. 101
Email: jskvorak@homesteadme.com
NMLS #: 134260

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Bob Staab

M (207) 712-7303

O (207) 558-1880

Loan Officer (NMLS#509659)

rstaab@trynorthpoint.com

Licensed in ME

Meet Bob Staab

I have been in residential mortgage lending for 35 years. During that time I have always been a loan officer helping clients buy their first home, dream home and sometimes both. I am very comfortable with all of the government loan programs (RD, VA, and FHA) and work well with self-employed clients.

I actually grew up in the housing business working with my father selling modular and mobile homes from the time I was 13. Being a homeowner and having purchased several homes I know what you are going through and what you need from your lender. I am available on weekends and evenings and can generally issue a pre-approval within an hour or so. I am also 'old school' where I am the point of contact throughout the process of your loan.

I promise that I will give you direct answers and will do my absolute best to get you into the best program that suits your needs. My goal is not to get you a mortgage loan. My goal is to get you into a loan easily and smoothly. When your friend or neighbor is complaining about their loan process, you can look them in the eye and say 'mine was easy' I look forward to you being my client!