About Stephen Chard:
Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Residential Mortgage Services you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.
We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
Welcome To Homestead Mortgage Loans Inc.
As part of Homestead's commitment to best serving our customers we have become one of the few Maine owned companies that has been granted the authority to provide our clients with access to FHA, VA, and RD mortgages in addition to a huge suite of available conventional, jumbo and niche products.
Whether a customer is purchasing their first home, their retirement home or anything in between we'll help each borrower arrive at a financing decision best suited for their needs.
In the words of Vince Lombardi, "We are not remotely interested in just being good!"

Jim Skvorak
Senior Mortgage Advisor
Office (207) 893-2900 Ext. 101
Email: jskvorak@homesteadme.com
NMLS #: 134260